Elbert Pattijn is Chief Risk Officer and member of the Group Executive Committee of DBS Group Holdings Ltd. Pattijn joined DBS in October 2007 as Managing Director and Head of Corporate and Investment Banking (CIB), responsible for DBS' corporate and investment banking activities in the region.

Pattijn brings with him more than 25 years' experience in the banking industry. Before joining DBS, he was Head of Debt Products Origination, Asia for ING Bank, where he was in charge of overseeing the Debt Capital Markets, Securitisation and Syndicated Lending product groups. Prior to this he was Head of Counterparty Risk, Country Risk, Risk Research and Modelling for ING Group in Amsterdam.

Previously, Pattijn held progressively senior positions at Barclays Bank and ABN Amro. A Dutch national, Pattijn holds a Masters Degree in Law from the University of Leiden in The Netherlands.

Paul Bernard is the Managing Director of TTS Advisors Pte Ltd, which he founded in 2013. Paul retired from Goldman Sachs in December 2011. He worked at Goldman Sachs for 19 years, all in the Investment Research Division. Paul was named a Managing Director in 2001 and a Partner in 2004.

Paul started in Goldman's New York office and relocated to Hong Kong in 1995 to establish coverage of the Asian energy and chemicals sectors. Paul was named the top analyst in both sectors by a variety of surveys, including Institutional Investor, Greenwich and Asia Money. In this role Paul led investor education efforts for a number of significant equity offerings, including PetroChina, Inpex, PTT Exploration & Production and Gulf Indonesia Resources.

In addition to his stock coverage responsibilities, in 2001 Paul was named co-Director of Asia Pacific Investment Research. Over 11years in this role, Paul built Goldman's Investment Research team into one of the leading teams in Asia, covering over 1,300 stocks across the region with analysts located in 12 offices.

From 2003 to 2011, Paul was also a member of Goldman Sachs' Asia Management Committee, the group that oversees Goldman Sachs' businesses in Asia. In 2008 he was named the firm's first Chairman of Diversity for Asia.

Paul holds an AB (Honors) in Economics from Holy Cross College and an MBA from Stanford University. He is a CFA charterholder and is Deputy President of CFA Society Singapore. He is also a member of the Board of Governors of the Singapore American School and an adjunct faculty member of the Lee Kong Chian School of Business at Singapore Management University.

Kate Chiew is a fully qualified actuary with the American Society of Actuary and a charter holder (CFA) with the Charter Financial Advisor Institute. She is currently the Chief Risk Officer of NTUC Income responsible for the cooperative's enterprise risk management.

Prior to this she spent over 15 years in the Insurance and banking sector with several multinational insurers, Investment banks and Actuarial consultancy covering North America, UK and EU. Her past experienced include managing of strategic investment strategy for insurance and Pension funds, capital management structuring of hedging strategies and securitization of insurance funds.

Sung Cheng Chih is currently Investment Advisor to the Singapore Ministry of Finance, Special Advisor to the Monetary Authority of Singapore, Consultant to GIC, and member of the Expert Panel to the Norwegian Ministry of Finance.Prior to his retirement in mid-2011, he was Managing Director and Chief Risk Officer in GIC.

Dr Sung joined GIC as a fixed income portfolio manager in 1993. After taking on various investment and corporate management roles, he assumed responsibility for firm-wide risk management in 2002. Apart from building up GIC's risk management functions, Mr Sung also played a key role in enhancing GIC's capabilities in asset allocation, currency management, portfolio rebalancing, performance measurement and attribution, and treasury management over many years.

Since his retirement from GIC, Mr Sung took up multiple advisory and board positions at home and abroad. In addition to his affiliations with the Singapore and Norwegian governments, Mr Sung is serving on the boards of the Markit Group, the MIT Investment Management Company, NTUC Income Insurance Co-operative, the Risk Management Institute of the National University of Singapore, and the Wealth Management Institute in Singapore. He also acted as advisor to the International Monetary Fund, the Singapore Exchange, the Singapore University of Technology and Design, and the Singapore Ministry of Home Affairs.

Dr Sung studied mathematics at the University of Waterloo, where he earned his Bachelor's and Master's degrees, and later at the University of Minnesota where he received his PhD degree in Mathematics.