Keywords: Sharing economy, P2P lending, Financial regulation, Financial democracy

Keywords: banking, Financial Inclusion, Financial Literacy, big data, Financial Access, savings, Spending, Debit Card, Consumer Finance, Household Finance

Keywords: Analysts’ risk forecasts, unexpected earnings, tone, macroeconomic uncertainty

Keywords: financial development, financial integration, Japan, Great Recession, Lost Decade, banking integration, regional business cycles, transmission of financial shocks, misallocation of credit, trade credit, export finance, silk industry

Keywords: Macroprudential policies, International capital flows, Banking sector