Finance as an industry facilitates transactions, information discovery, value recovery, asset allocation, and risk distribution. It also plays a critically significant role in enabling innovations and business entrants. The surge in information processing capabilities, due to the rise in computing and data storage capacities, big data analysis, machine learning & artificial intelligence, etc., leads to disruptive developments in the industry, e.g., in payment & transaction approaches, financial intermediations, wealth management, etc. Innovations change business models, expand intermediation opportunities and improve financial inclusion. They also blur the boundaries of the financial industry, challenge regulations on financial stability and the metric for price stability, and make the world invest heavily in cyber security. Our esteemed panelists will discuss these changes and their economic impacts.