10th Annual Conference
Household Finance
(Joint with IREUS)

Tuesday (Morning)
Household Finance 1
Chair: Sumit AGARWAL (National University of Singapore & ABFER)

Location: Azalea 1

9:00 am – 10:00 am (SGT)
Online Learning and the Education Gap: A Digital Footprint Approach
Yongheng DENG* (University of Wisconsin-Madison & ABFER)
Xinfei HUANG (Sun Yat-sen University)
Teng LI (Sun Yat-sen University)
Shang-Jin WEI (Columbia University & ABFER)

Cristian BADARINZA (National University of Singapore)
10:00 am – 10:15 am
10:15 am – 11:15 am
The Effect of Principal Reduction on Household Distress: Evidence from Mortgage Cramdown
Jacelly CESPEDES* (University of Minnesota)
Carlos PARRA (Pontificia Universidad Católica de Chile)
Clemens SIALM (The University of Texas at Austin)

Arkodipta SARKAR (National University of Singapore)
11:15 am – 11:30 am
11:30 am – 12:30 am
Are Borrowers Paid to Repay? Payday Effect in FinTech Lending
Jianfeng HU (Singapore Management University)
Changcheng SONG* (Singapore Management University)
Gloria Yang YU (Singapore Management University)

Shashwat ALOK (Indian School of Business)

Tuesday (Afternoon)
Household Finance 2
Chair: Utpal BHATTACHARYA (Hong Kong University of Science and Technology)

Location: Azalea 1

2:00 pm – 3:00 pm (SGT)
Countercyclical Income Risk and Portfolio Choices: Evidence from Sweden
Sylvain CATHERINE (University of Pennsylvania)
Paolo SODINI (Stockholm School of Economics)
Yapei ZHANG* (ShanghaiTech University)

Abhiroop MUKHERJEE (Hong Kong University of Science & Technology)
3:00 pm – 3:15 pm
3:15 pm – 4:15 pm
How Costly Are Cultural Biases? Evidence from FinTech
Francesco D’ACUNTO (Georgetown University)
Pulak GHOSH (Indian Institute of Management Bangalore & ABFER)
Rajiv JAIN (Fairassets Technologies India Private Ltd)
Alberto G. ROSSI* (Georgetown University)

Poorya KABIR (National University of Singapore)
4:15 pm – 4:30 pm
4:30 pm – 5:30 pm
A Housing Portfolio Channel of QE Transmission
Dominik BODDIN (Deutsche Bundesbank)
Daniel Marcel TE KAAT (University of Groningen)
Chang MA (Fudan University)
Alessandro REBUCCI* (Johns Hopkins University & ABFER)

Jian ZHANG (The University of Hong Kong)

* Presenter. Program is subjected to change. Updated 31 May 2023.

Session Format

Three papers will be presented during each session. Each paper presentation lasts for 1 hour, including 30 minutes for presentation, 20 minutes for discussion and 10 minutes for Q&A. There will be 15 minutes break after each paper.

Contact Information

Program Directors & Conference Organizers

Sumit AGARWAL (National University of Singapore & ABFER)
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Amit SERU (Stanford University & ABFER)
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Call for Papers
Program Summary (PDF)
Conference Schedule (PDF)
Dress Code
Important Information
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